American Credit® SBA Loans
Whether you're starting something new, expanding your operations, or managing cash flow, SBA loans bring huge benefits to push your business forward. Get Started
Why Choose SBA Loans
Favorable Terms
Lower rate, longer repayment, larger loan amount
Government Backing
Minimize lender risk while enhancing approval prospects
Flexible Use of Funds
Working capital, equipment, real estate and more
Targeted Support
Financing, assistance, and guidance
American Credit SBA Loan Program Advantages
Multi-Lender Ecosystem
21 lenders + our own portfolio to tackle tougher deals
Full Suite of SBA Programs
7(a) loans; Express loans; 504 loans; Microloans; Disaster loans; Export loans
Expert Guidance
Valuable assistance and mentoring to borrowers, boosting the chance of approval and empowering business success
How SBA loans work
1
Determine Eligibility
2
Find SBA Lender
3
Prep Docs
4
Submit application
5
Loan underwriting
6
Receive Funding
7
Repay loan
Eligibility
- Business size
- Industry type
- Credit score
- Financial history
- Collateral
- Personal guarantee
Document Requirements
- Business Financial Statements
- Personal Financial Statements (owners)
- Business tax returns (pass 3 years)
- Business plan
- Collateral documentation
- May need additional supporting documents
SBA loan uses:
- - Startup costs
- - Working capital
- - Equipment purchase
- - Real estate
- - Debt refinancing
- - Business Expansion
- - Inventory Financing
- - Debt consolidation
- - Marketing and advertising
- - Business or Franchise Expansion
American Credit: The SBA experts you can bank on.
How to Get Started:
Ready to take the next step toward securing an SBA loan for your small business? Getting started is easier than you think! Go to apply now!
