A background of commercial properties A background of commercial properties

Commercial Real Estate Loans

Business Loans | Fast Funding

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American Credit: Empowering businesses everyday with commercial real estate loans.

Whether you’re a developer, investor, or business owner looking to finally purchase or refinance your property, American Credit can help. We offer commercial property loans for different uses, including purchasing or refinancing industrial properties & warehouses, retail properties, multi-family properties, and commercial office buildings. We also have a wide variety of custom real estate financing solutions. They range from No-Ratio, Stated Income, Bank Statements Only, Full-Doc, to No-Doc Loans. Besides conventional loans, we also offer bridge loans, fix & flip/ fix & hold, as we as SBA/business loans.

Read on and see how we help people just like you receive Commercial Real Estate loans everyday.

See How Fast We Can Get You Funded

American Credit Business loans the Difference You can Trust
A comercial property by the street A comercial property by the street

Commercial Property Loans

Utilize your Commercial Construction Loan to purchase the land or commercial property your business needs. Use your Commercial Property Loan to invest in a multi-family unit rental property like an apartment complex, purchase a commercial office building, or renovate your recently purchased commercial property. Moreover, we also provide loans for commercial condos, mixed use, gas stations, and church financing.

When it comes to Commercial Real Estate Financing, you have the luxury of utilizing your business loan to best serve your need. Call us to learn more about how we can help you get the Commercial Real Estate financing you need in a hurry.

Commercial properties by the street Commercial properties by the street

Commercial Real Estate Financing for New Property Construction

Looking to create a brand new property with your Commercial Construction Loan? For some commercial real estate investors & business owners, building a commercial property from the ground up is a better long-term investment.

Use your Commercial Real Estate loan to finance the construction of your brand new commercial property. Your Commercial Property Loan can finance any needed construction labor & equipment. This loan type is often used for the purchase of immediate supplies & construction equipment, meeting immediate employee payroll, and more. Whatever the need, your Commercial Property Loan can assist you with the overall goal of obtaining your very own commercial property.

Geared to Your Needs and Your Business

Icon Rates starting as low as 8.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Construction Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Conventional
Amount
$250k - 30M
Term
5 - 30 Year
LTV
up to 80%
FICO
650+
Bridge Loans
Amount
$150k - 30M
Term
1 - 4 Year
LTV
up to 75%
FICO
No min FICO
Fix & Flip / Fix & Hold
Amount
$150k - 15M
Term
1 - 3 Years interest only
LTV
70 - 90% up to 100% Rehab budget
FICO
650+
SBA / Business Loans
Amount
$250k - 25M
Term
5 - 15 Years interest only 15, 20, 25 year amortization
LTV
UP TO 90%
FICO
650+
Conventional
Amount
$250k - 30M
Term
5 - 30 Year
LTV
up to 80%
FICO
650+
Bridge Loans
Amount
$150k - 30M
Term
1 - 4 Year
LTV
up to 75%
FICO
No min FICO
Fix & Flip / Fix & Hold
Amount
$150k - 15M
Term
1 - 3 Years interest only
LTV
70 - 90% up to 100% Rehab budget
FICO
650+
SBA / Business Loans
Amount
$250k - 25M
Term
5 - 15 Years interest only 15, 20, 25 year amortization
LTV
UP TO 90%
FICO
650+
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

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Service: 650-885-8055