Commercial Truck Financing

Trucking Business Financing & Equipment Loans

American Credit: Empowering Truckers everyday.

The Trucking Industry is the backbone and lifeblood of the U.S. economy. However, truckers encounter their own set of sudden financial hurdles to overcome, especially in the wake of Covid. You might require the immediate purchase of new or used trucks, sudden funds needed to fix unplanned truck repairs, or costs to make employee payroll. Whatever the issue, American Credit understands truckers and their need for immediate commercial truck financing in an ever-changing world. Read on and see how we help truckers everyday.

See How Fast We Can Get You Funded

American Credit Business loans the Difference You can Trust

Instant Trucking Equipment Loans

Use your Trucking Equipment Loan to purchase any needed trucking equipment, such as long haul or local haul commercial trucks, box trucks, flat bed trucks, step decks, axle trailers, dry vans, swap loaders, dumpster trucks, hook lifts, bucket trucks sleeper cabs, reefer trucks, yard switchers & more!

American Credit understands the difficulties trucking business owners face. We work with you to understand your unique trucking equipment needs, and then secure quick funding so you can get back to work.

Trucking Working Capital Solutions

Need help meeting employee payroll? Need quick financing due to unexpected trucking maintenance costs or supply chain disruptions? American Credit can fix any short-term or long-term financial difficulties you are facing. Call us to find out what working capital options are available to fix any situation your trucking business faces.

Geared to Your Needs and Your Business

Rates starting as low as 8.5%

Great Fixed-Interest Rates for many industries

Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Loans from $10K - $10M

Different loan amounts for business different needs.

Fully Digital Application

Fast & simple online application. Quick approval decision.

Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Commercial Truck Financing - Business Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital

Credit Score

580 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Equipment Financing

Credit Score

625 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Working Capital

Credit Score

580 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Equipment Financing

Credit Score

625 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

Call Lei

Service: 650-885-8055