Who we are & what we stand for


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American Credit About Us

A platform for success whatever your business

American Credit Platform for Success Whatever Your Business

Whether you have a construction company, used car dealership, dental office, welding shop


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or virtually any other business, we support you in spirit and practice. Our platform evaluates your business based on its real-life performance, not just your credit score—enabling us to offer you funding on a responsible basis at reasonable terms.

American Credit Platform for Success Most Profitable

We want you to be able to devote time to where it's most profitable


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running your business and serving your clientele—instead of chasing business financing. And from the moment you apply for a loan to the end of its term, your American Credit personal assistant is available to support you.

American Credit Platform for Sucess Credit Score OK

And remember, a less-than-prime credit score is OK.


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The American Credit lending platform allows us take into account more than your credit score. Which means a moderate score doesn’t disqualify you for an American Credit asset backed loan. See what you can borrow.

Secured loans take up about 1/5 of the size of GDP1. We are a dedicated fintech platform for secured loans.

We started with a simple idea: the secured loan market has to keep pace with the digital age. We believe that small and medium businesses shouldn’t be deprived of the opportunity to enjoy the benefit of a fintech revolution to fuel their companies.


American Credit About Us Simple Idea
American Credit Team Customer Voice
American Credit Team Customer Voice Quote

I need to spend my time meeting customers’ expectations, not on lengthy loan applications.



Laurie Townsend
Account Receivable Manager, Lone Star Uniform Services

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American Credit Business Loans Meet Founding Team Quote

The dilemma in the current equipment financing market: often financing & purchases are bundled. American Credit’s dedicated fintech platform for secured loans is a solution to that problem.


Dr. Lei Li
American Credit Founder

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American Credit Business Loans Meet Founding Team
Footnote
  • Source: Commercial Finance Association Education Foundation