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If your purpose is to make a home improvement or to complete your house construction, tell your dreams to AmCredit loan officers, and we will offer the solution appropriate to your needs. In our work we are commited to assisting customers in finding suitable housing loans, which would not only satisfy the current needs relating to residence financing, but would take into account the plans of the family in the long run as well.
Major advantages of AmCredit's housing loan: - Initial response to loan application within 24 hours
- Decision on loan conditions within 48 hours
- The customer is free to decide at which bank he or she has the current account
- We pay attention to all customers equally; each customer gets his or her personal customer manager
- Proficiency in the field in question – we are fully specialized in the provisions of loans relating to housing
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Loan conditions |
| Currency |
EUR, USD |
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| Intended purpose: |
home improvement |
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| Minimum amount: |
starting from 10 000 EUR |
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| Maximum amount: |
up to 80% of the collateral value |
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| Maturity: |
up to 35 years |
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| Collateral: |
real estate |
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| Maximum loan burden: |
40% of the monthly net income of the family |
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| Interest rate: |
margin + 6 months' Euribor, if the loan is disbursed in euros |
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margin + 12 months' Libor, if the loan is disbursed in dollars |
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| Origination Fee: |
1.25% of the loan amount in a case of reconstruction or building |
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It's possible to take a mortgage loan without origination fee. Call us and ask!
The process is very simple. An appraiser will make an estimate of the value of your home, based on your renovation plans. Based on this estimate, AmCredit will loan you up to 65% of the renovated value of the home to purchase and/or renovate the home.
AmCredit's customers are entitled to - Apply for a housing loan with a co-applicant, e.g. spouse, and combine income in order to get a larger loan
- Fill in the loan application on the Internet and send the application to us electronically
- Always ask for assistance, should short-term difficulties occur in repayment
To allow us to assist you in finding a suitable housing loan for you, call or visit our office.
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