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Every customer has questions and desires. We believe that applying for a housing loan should be simple and easily understandable even for those who have never come across borrowing. Problems are individual and, as such, need to be dealt with in comprehensible language. Therefore, we take a personal approach to each customer, whether "big" or "small".
AmCredit specializes in issuing housing loans.
AmCredit provides housing loans to private individuals: - For acquisition of dwelling
- For renovation of dwelling
- For finishing construction of dwelling
- For refinancing, i.e. replacement of the lending partner when a competing financing institution offers more advantageous borrowing conditions. Refinancing is meant for those who find that the current interest rate of their housing loan is too high and who would like to replace the existing loan with a cheaper loan from AmCredit.
In resolving the problems of our customers in day-to-day work, we rely on our four primary values – proficiency, experience, exceptional customer service and commitment.
Why to take a housing loan from AmCredit? - We pay attention to all customers equally; each customer gets his or her personal customer manager
- Proficiency in the field in question – we are fully specialized in the provisions of housing loans
- Response to loan application within 24 hours
- Decision on loan conditions within 48 hours
- The customer is free to decide at which bank he or she has the current account
Example
The following calculations describe how the maturity term of the loan influences the amount of monthly repayments and what the family's net income per month should be, if the loan to be raised amounts to 20,000 euros.
 Maturity |
Monthly Payment |
Family's income |
| 10 years |
235 |
745 |
| 25 years |
150 |
515 |
| 30 years |
140 |
495 |
The above calculations are approximate and are based on the interest rate as of December 2007.
AmCredit's customers are entitled to - Apply for a housing loan with a co-applicant, e.g. spouse, and combine income in order to use a larger loan
- Fill in the Pre-Qualification Form on the Internet and send it to us electronically
- Always ask for an advise, should short-term difficulties occur in repayment
To enable us to assist you in finding a suitable housing loan for you, call or visit our office.
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